Equifax

Posted on Jan 17, 2008 | 0 comments

Yesterday I got a interesting letter in the mail. Apparently the state of wisconsin sent me something in the mail and my social security was on the envelope. Because of this mistake they are paying for a 1 year subscription. I think this was a blessing because I needed to see my credit record so I can accurately bring my debt down. I found out there is a $82 bill from 2004 from warner cable. I will be paying that ASAP.

Open Accounts	Total Number	Balance	Available	Credit Limit	Debt to Credit Ratio	Monthly Payment Amount	Accounts with a Balance
Mortgage	1	$117,135	$0	$120,000	98%	$1,158	1
Installment	2	$21,111	N/A	$30,608	69%	$419	2
Revolving	6	$8,382	$318	$8,700	96%	$265	6
Other	0	$0	N/A	N/A	N/A	$0	0
Total	9	$146,628	$318	$159,308	92%	$1,842	9

It makes is easier to see it laid out like this. The installment accounts are my student loan and car loan. The car loan will be paid off with my tax refund. I am going to keep my student loan, it is a super low interest rate. The revolving accounts are my credit cards but these are just mine not my husband’s

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