Pre approved credit cards

I remember, as recently as October, how excited I would get when I got a credit card offer in the mail. I would get excited because it meant I would be able to go shopping. Even last summer I was applying for every preapproved card offer that was sent my way.I noticed today when I was going through all the mail, that I have been putting the credit card offers in the shred pile. Without even a second thought I am doing this. I am so proud of myself! I am really changing the way I think about money and credit.It may be a small step but it definitely is a step towards getting out of debt.

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1. How to cut up credit cards
2. Do you accept credit cards in your business?