CARD.com offers a fun and personalized way to bank online! You can choose from 1000′s of different brands and designs you love and express yourself while you spend. The debit cards can be used everywhere Visa is accepted.
I do not have any credit cards. I have not used any for years because I like to stay within my budget and only spend what I have available. Interest charges are no fun and expensive. Very expensive and I learned my lesson years ago.
When I heard about Card.com I was intersted in learning more. They have prepaid debit cards that everyone is approved for. There are no credit checks. It is free to order or activate your card.
The features of Card.com prepaid debit cards include:
- 22,000 in-network ATMs
- Free direct deposit
- Free app and check deposits from your smartphone
- Visa fraud protection
- Free card-to-card transfers, any time, anywhere, in seconds
- 100% FDIC insurance on funds
- 24/7 customer support
Card.com offers its customers the opportunity to personalize their cards. You can choose from 1000′s of different brands and designs. When I went over to their site to pick my design it was a little overwhelming. There is a lot to choose from:
- Hello Kitty
- The Walking Dead
- Hell’s Kitchen
- Paws For Thoughts and more
I wasn’t sure what I was looking for exactly and then I thought about it and it came to me. Bacon! I typed bacon into the search bar and they had a few to pick from. I did not think a bacon design would be an option! This is the one I choose.
The setup process is pretty easy. The hardest part is picking a design. My bacon card arrived in 6 days.
After activating it online, I had no problems using it. I even got a compliment using it. I used it to buy some bacon, lettuce and tomatoes. The cashier said “Man, you must really like bacon!” Of course I smile back at her and told her I love it! I told her I got it from Card.com.
You can load money using their app to take a picture of a check, PayPal, Western Union, direct deposit or Green Dot Money Pak. There is no fee charged by Card.com to load money, but there is a fee if you use the Green Dot Money Pak. That cost is $4.95 and your funds are available within 30 minutes.If you use your PayPal or bank account you can load money for free and your money will be available within 3 to 4 business days.
Using a prepaid debit card from Card.com is free for 30 days. Then there is $5.95 monthly fee. The fee is waived if you direct deposit over $800 in the previous 30 days.
Remember to keep these costs in mind because you don’t want any surprises when keeping track of your money. If you are able to direct deposit over $800 every month this card may work for you. You will have no overdraft fees, fraud protection and your money is insured. Plus you can have the added bonus of having a debit card that reflects your personality.