Does Your Insurance Really Have Your Back?

    Your car and home are important purchases that you need to protect. I could not imagine getting into an car accident or coming home to find my house burglarized and not have insurance coverage.

    My daughter was in a car accident 2 weeks ago. A truck hit her and her car was wrecked.

    car accident

    I am so thankful that my daughter and granddaughter were both ok. Jazz has some neck and arms problems and has to go to physical therapy. Both Jazz and the other driver have car insurance. She was able to file a claim right away and get a car rental with no problem. She has received a check for the damage done to car and has already bought a replacement.

    Last year we had some pretty bad wind storms and a lot of our roof shingles blew off. I called my insurance company and within 7 days someone was out to our house to assess the damage. We received a check to make repairs that same day.

    Both of these incidents have proved that our insurance companies had our back. Contacting them and filing claims was easy. Our agents were helpful. We have had the same home insurance for over 22 years and are very happy with them.

    Sadly, this was not the case with Todd Kozikowski’s family. An unexpected home renovation error ended up costing his family their health, home, and resulted in long legal battles—all because the insurance carrier didn’t provide the coverage the family thought it did.

    Today, Todd has made it his mission to spare others from the same nightmare his family experienced. He and his team recently launched Clearsurance ,the world’s first company to level the playing field between big insurance and consumers.

    I recently partnered with Clearsurance to help bring transparency to a traditionally secretive industry. Powered by 10,000+ customer reviews and industry-leading financial ratings, Clearsurance is the first ever ‘Yelp’ for auto, home, and renter’s insurance.

    It was easy to sign up and post my review of my insurance company on the Clearsurance website. All I had to do was go to and fill out a short form. By providing my personal insight, I could help someone with choose an insurance company that is helpful and meets their needs.

    I’d love to hear your experience dealing with an insurance company while filing a claim. Was the process smooth? Agonizing? Shocking? Head over to, and leave a review on your insurance company. Your experience may save someone lots of trouble down the line.

    Featured, Saving money

    Dealspotr Is A Money Saving Game Changer!

    Since I was younger I have been obsessed with saving money. I remember when I was 18 and moved out on my own. One of the first things I did was get myself a rewards card for one of my favorite grocery stores. This was way before shopping online was popular. These days I do a majority of my shopping online. I love the convenience, of shopping from the comfort of my home and not have to deal with weather or traffic.

    When I shop online I always do a search for coupon or promo codes because who wants to pay full price! I hate when I visit deal websites and 99% of the time the codes don’t work.  I get all excited when I see a really good deal and then the code turns out to be invalid. That is so irritating! I don’t have time to go through an entire list of coupon codes to figure out which ones work.

    I was recently introduced into a new type of deal site, Dealspotr!

    dealspotr logo

    This post does contain my affiliate links. I earn points if you join through my link.

    Dealspotr launched one year ago and has already saved shoppers over $15 million!  They are a pretty face growing deal site. At least 1 million shoppers visit Dealspotr every month.  What really makes this site stand out from the rest is it community driven. Real people are sharing these deals and making sure the codes works. No more fake or invalid codes!

    The site is easy to use. Search for a store or brand and all the current deals are listed. I searched for Quizno and found this one:

    Other shoppers share tips on how to use the code and validate it to make sure it works. I have found deals from all types of stores from Best Buy to Clinique. If you are looking for free shipping, codes to get a percentage off or the best deals you will find it at Dealspotr.

    Earn Gift Cards With Dealspotr!

    Not only can you use Dealspotr to save money but you can earn gift cards. It is very easy to earn a $10 gift card or more in your first few days. You earn points by sharing deals and those points go towards an Amazon gift card. I have been using Dealspotr for a week and already have earned over $38,000 points! I am almost ready to cash it in for a $40 gift card.

    dealspotr gift cards

    I signed up using someone’s referral and automatically earned 5,000 points. That is a $5 gift card right off the bat!

    dealspotr referral link

    If you use my Dealspotr referral link, you will earn 5,000 points to start off with too. You can also use 1STOPMOM as a promo code.

    Signing up for Dealspotr a pretty easy process. You have the choice of using Facebook which will add most of your information or adding it manually. You will have to choose which stores and products you are interested in. This helps Dealspotr decide which brands and stores to show in your personal feed.

    dealspotr personal feed

    After signing up a validated my first deal.

    dealspotr first deal

    To validate a deal first pick one that catches your eye. Click on the title. It will take you to the deal page. Copy the code to your clipboard. Go to the website and go through the process of choosing a product and go to check out. Add the promo code. Then take a screenshot. You want proof that the code works or not. This is how you earn points.

    dealspotr deals

    I use the Snipping Tool if I am on my computer. On my phone I just push the power and home buttons to take a screenshot.

    Head back over to Dealspotr and click the green arrow.

    dealspotr validate

    You will then be taken to the validation screen.

    deal validated

    You want let other shoppers know if the deal works or not.  This is where you add a tip for shoppers. I just describe the steps I went through on the site. This also where you add the screenshot you took before. Don’t skip these steps! It helps determine how many points you earn. Do more to earn more!


    In addition to validating and posting deals to earn points, be sure to check out your daily checklist.

    earn gift cards with dealspotr

    By completing these tasks you earn at least 200 points. You will also earn points from each individual tasks. It doesn’t take long at all to complete. I love it when I see this each day!



    How To Find Deals To Share On Dealspotr

    Don’t think you have to be a deal or coupon blogger in order to earn points for gift cards on Dealspotr. Everyone can find and share deals, you just need to know where to look to find them.

    Pay attention to emails that stores send you. Use that information to share a deal on the site. If someone has already shared that deal you can still earn points by validating it.

    Check out  the newspapers. Put those flyers to good use.  See a product that is on sale? Check their online site to make sure the price is the same and share that deal!

    Use social media.  A lot of us are on social media a lot more than we care to admit. If you are like me I follow a lot of brands on Twitter, Facebook and Instagram. This is a great way to find out about current or upcoming sales. I know in my Facebook sidebar I am always seeing ads about different sales and promotions.

    Visit Store Websites. I like to go to the websites of my favorite stores and check out their deals section. You can find a lot of great sales to share that way.

    So far I am loving Dealspotr. It is great how they reward you for contributing to the community. I don’t feel like I am wasting my time when I visit their site. A few minutes out of each day and I am able to stay in the loop when it comes to great deals. Earning gift cards are an added bonus!

    Remember To Refer Friends To Earn More

    The more people that join the Dealspotr community, the better the site is! All the deals and validations come from members so lets keep it growing. You also earn a nice commission when they first join, plus a percentage of the points they earn over the lifetime of their accounts. If you are interested please use my referral link. You will earn 5,000 points right away! It is a win for both of us!

    There are 3 different status levels within Dealspotr.




    You want to get to Gold Status because you can cash in your points for cash via Paypal instead of a Amazon gift card. Plus there is a 75,000 bonus. That is $75!

    Bloggers and influencers earn more with Dealspotr.  Use my influencer code, xcNCXeDf  when you sign up at Dealspotr to get an automatic upgrade to Verified Influencer status. If you use this code when you reach Silver Status you will earn 15,000 points  ($15) and I will earn 5,000 points ($5).

    I am @1stopmom on Dealspotr. I hope to see you there, let’s share and earn together!

    dealspotr coupons

    Bacon, Recipes

    Delicious Bacon Cheddar Dip

    This easy Bacon Cheddar Dip is a delicious snack!bacon cheddar dip

    I never used to be a big dip person. I would eat it maybe once or twice a year and that was it. But these last few years I have had it a few times a month.  My daughter Kayla makes a Spinach and Artichoke dip that the entire family likes to snack on. Savannah and I like to add some crispy bacon pieces into ours. There are so many times when dip makes the perfect the snack. While watching the big game, parties and family game night.  My family enjoys eating a tasty dip while watching movies or our favorite shows.

    My recipe for Bacon Cheddar Dip is easy to make and delicious. You know I love almost anything that has bacon in it!

    Bacon Cheddar Dip Recipe


    Easy Bacon Cheddar Dip


    • 1 C. Mayo
    • ½ C. Plain Greek Yogurt
    • ½ C Sour Cream
    • 4 Green Onions, thinly sliced
    • 8 pcs. Bacon, crisped and chopped
    • 2 C. cheddar cheese, shredded


    1. Combine all ingredients , stir well. Chill for one hour before serving. Serve with crackers of choice. Also makes a very good topping for baked potatoes.
    Schema/Recipe SEO Data Markup by Yummly Rich Recipes

    Do you like to eat dip? What is your favorite kind?


    My Favorite Ways To Recharge

    Welcome to this week’s edition of Friday Five. It is no secret that I suffer from social anxiety and severe depression. I talk about it openly. One of the things I have learned in dealing with these issues is to pay close attention to how I am feeling. When I am overwhelmed and stressed I tend to get migraines. This is a sign I need to step back and relax. I wanted to share some of my favorite ways to recharge.

    weekly friday five post

    1. Take A Nap: When a lot of things are going on I tend to stay up late and get up early.  I also have insomnia so that means not a lot of sleep for me. I hate to admit sometimes I am running on fumes. I know, not a good thing to do. This is when I just try to block everything out and take a nap. Fortunately my kids are older and I am able to do this with few interruptions.
    2. Watch a Movie: Curling up with a movie has always been my go to when I need to a break from everything. Usually I pick something from the Fast and Furious franchise because those are my favorite movies. Other times I take suggestions from the kids and we all just watch something together. I love our impromptu movie nights.
    3. Go Fishing: My husband loves to fish so he does a lot of it when weather permits. I have started to go with him.  I don’t fish but I go along to relax. It is nice uninterrupted time for the two of us. We visit some of his favorite spots while discovering a few new ones. I take in the beautiful sunsets and remember to breathe. We try food at new places and sometimes even catch a fireworks show.
    4. Read a Book: This is one of my favorite things to do. On a good week I read two or three books. I love my Kindle Unlimited. I read a lot of different genres but Urban Fiction is my favorite. When I find a good book that happens to be a series, I will just keep on reading until the end. I love losing myself in a good story.
    5. Play a Game: I love all types of games so I have a lot to choose from. I taught my youngest daughter Kayla how to play Gin Rummy and she has gotten really good. For the last few months we have been playing Battleship which is a game I thought I would never play. It turned out to be pretty fun. When I am feeling nostalgic I pull out my original Nintendo and play some Super Mario 3. I still have not made it through all the levels.

    All the things I mentioned work great for me. They help me clear my mind and are a wonderful distraction when I need to recharge. How do  you recharge?