I love my bank because it has a pretty good rewards program where we get money back. That is a big plus in my book. Another reason I am showing my bank “love” is because I was going through my mail and found 2 coupons for a free fee reversal. This means if for some reason I have a overdraft, I give the bank my coupon and they erase the $39 overdraft fee! This is just one of those things that I am glad to have in hopes that I will not need it. And I would like to give myself a little pat on the back because we have had no overdrafts since the beginning of the new year!!! (That is a big deal since I used to get 3-8 overdrafts a month.)

I just found out they have a savings plan for kids. I think that is a great idea because while I am learning how to make better money decisions I would like to teach my kids about money right from the start. It is called the

Free & Easy Kids Club Savings Account

By making it fun and rewarding to save, the Free and Easy Kids Club savings account helps teach savings habits that kids can take into adulthood!

Create Great Savings Habits:

• Just $10 to open and receive FREE gift: kids can start with what’s in their piggy bank!
• Prizes awarded for deposits: Kids receive a prize whenever they make a deposit (one per day please!) so they look forward to saving!
• Interest earning: Kids can watch their money grow and learn how interest works.
• Monthly statement: Kids get a statement showing how much they’ve saved, which encourages more saving!
• Free & Easy Kids Club website: fun activities, games and practical tips for kids and parents on allowance, savings and more can be found at our Kids Club Website!

Flexibility for small and big savers:

• Every dollar counts: Kids are rewarded for deposits of just $1 but we hope they save much more!
• Automatic deposits: Adults can set up systematic deposits in any amount from their checking or savings account into their child’s account.
• No monthly service fees or minimum balance requirements
• Any adult including parents, grandparents, aunts and uncles can open an account for the special children in their lives.

I think this will encourage even the youngest member of our family to save. I plan on signing the kids up next week.