Tricia

Medical Expenses

Well, over the past week I was able to pay another one of my debts. It was a bill for my therapist. The bill was at least a year old and I feel horrible for letting it go so long.  My DH’s job changed the coverage for mental health from CompPysch to Blue Cross Blue Shield. When we had CompPsych the copay was only $12 a visit. Which we could afford because I only went 2 times a month.  But when it...

Tricia

Free Money

I was talking to my dad today and he told me about this program at Bank of America. It is called “Keep the Change”. After you sign up, every time you buy something with your Bank of America check, your purchase  is rounded up to the nearest dollar amount. The difference is then transferred from your checking account to your savings account. You are literally keeping the change. Another plus of...

Tricia

Personal finance and saving money

I was doing one of my favorite things, visiting blogs, and while I was at Family Finance and Other Things, I found a site that I had never been to before. Simple Savings . Simple Savings is full of great personal finance information. It has this really cool chart that you can use to track your old money habits and the cost, your new money habits and the cost and how much you saved. This is such a great...

Tricia

Debt Consolidation

One of my new debt blog finds is debtconsolidationcare.com . This site is definitely interesting. It is a getting out of debt community. There a lot of useful tools at this site. There are some finance calculators including a debt to credit ratio one. (don’t ask about my obsession with calculators, i am a little quirky). Debtconsolidationcare.com even has a nice chat room. I think that could be...

Tricia

Frugal support

I can not believe I am sticking with this frugal stuff. Any one that knows me , knows that I can get discouraged pretty easily sometimes. But it is something I am trying to work on. I am a work in progress. But today I woke up and I can’t even explain how I am feeling. The only word I can think of is blah! This whole process is definitely not easy. It is especially hard when I see others spending...